Our Services
How your money is managed is an important factor in achieving your goals. To that end, we create easily understood, well-diversified portfolios that align with your goals and evolve throughout the course of your life.
We create customized portfolios based on your specific needs to help you live the life you envision.
Leveraging our direct access to high quality institutional asset management through Coho Partners, we build a core portfolio that focuses on downside protection with strong participation in up markets.
Wealth Planning
What are your wealth goals and objectives?
Lifestyle
Safeguard your wealth by building an investment strategy that can sustain your own financial needs for life
Legacy
Identify and implement a tax-efficient distribution strategy that ensures your beneficiaries receive what you intend
Philanthropy
Give meaning to your wealth by supporting causes that are important to you and your family
Our process
Philanthropic advisory
We provide guidance and strategies to meet your objectives through comprehensive and advanced planning.
- Communication involving family legacy and philanthropic goals
- Investment policy development centered on foundations operating in perpetuity
- Donor Advised Fund (“DAF”) assistance with establishing, funding, managing, and investing
- Advice and execution of gifting strategies
Fiduciary trust services
Our trust partner provides a spectrum of services:
Trust Reporting Service
Trust Reporting Service simplifies the accounting and reporting of personal trusts by providing:
- Principal and income accounting of securities held in the brokerage account
- The ability to comprehensively report on your portfolios by including assets held away
These features display on your monthly statement as well as on online channels.
Agent for Trustee Service
Agent for Trustee Service allows a trustee to retain our trust partner as an agent to assist with administrative and reporting functions while continuing to serve as trustee. Serving as trustee can involve considerable time and effort, and some people may find they need assistance with the complex accounting, recordkeeping, and tax requirements of effectively administering a trust. To help ease this administrative load, our trust partner, as a service provider, can perform a wide range of administrative functions at the trustee’s direction.
Administrative Trustee Service
Administrative Trustee Service enables clients to appoint our trust partner as trustee or co-trustee to handle all the fiduciary, accounting, and tax responsibilities of administering the trust. You may choose not to burden family or friends by asking them to act as trustee. They also may have complex needs that prompt them to seek professional services. Our trust partner’s dedicated and experienced trust officers can help.
Borrowing platform
Our partnerships offer traditional and non-traditional financing to our clients through a user-friendly digital experience.
With the ability to leverage your securities, you can provide greater flexibility to meet, manage and pursue a variety of important financial situations while maintaining the integrity of your overall wealth plan. Our clients have used this borrowing platform to fund:
- Short-term cash flow needs
- Bridge financing
- Tax payments
- Special purchases
- Business needs
Key features of liquid asset secured financing include:
- Higher release rates than traditional margin loans
- Attractive interest rates
- Flexible repayment options
- Access to funds via the Wealth Banking Services team
Liquid asset secured financing can offer our clients several benefits including:
- Unlock liquidity without selling securities
- Borrow up to 70% of the market value of equities
- Suitable for nonstandard loan requests, including fixed-rate loans
- Ability to link multiple registrations
- Streamlined application and approval process